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Deductible (dĭ-dŭk’tə-bəl) n.

1. Something, such as an expense, that can be deducted, as for income-tax purposes.
2. A clause in an insurance policy that exempts the insurer from paying an initial specified amount in the event that the insured sustains a loss.
I didn’t really realize that I was such a stickler for words and the [...]